Shop Around for Financing

All lenders are not alike. You can save hundreds of dollars by shopping around to find the best financing deal. Before you sign anything, talk with several lending institutions so you'll know their current loan rates. Then see if a dealer can give you a better rate.

And even if you get a low loan rate, perhaps a promotional rate, watch out when the financing salesperson starts selling. You probably don't need the extra life insurance, extra accident or health insurance, or extra protection for their rustproofing and undercoating.